• 727 Great south road, Penrose
  • Free Consultation0800 4 ORACLE
  • Email Usinfo@oraclefinance.co.nz
  • Mon - Sun: 9:00AM - 5:00PM

Drive With No Deposit

Personalized Car Finance Just for You

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Enjoy Low Premiums & Flexible Terms

We Accept All Job Categories

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Experience Hassle-Free Financing

Quick Approval for Your Dream Car

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Zero Deposit, Zero Hassles

Get behind the wheel faster - No deposit necessary. Your journey begins here.

Custom-Fit Car Finance Packages

Your budget, your rules - We design financing plans as unique as you are.

Rapid Approval, Relaxed Criteria

Don't sweat your job or visa - Approval is fast, easy, and inclusive with us.

Assurance & Stability of A Trustworthy Finance Partner

About Us

Welcome to Oracle Finance,

Your go-to partner for seamless, personalized car financing with the highest success rate. We bring you more than just finance as our dedicated team of finance experts is well-versed in offering you just the perfect solutions that are tailored to meet your unique demands and suit your budget.

No deposit? No problem. We are specialized in no-deposit financing with the lowest repayments. Whether you're dreaming of buying a brand-new or pre-loved car from us or somewhere else, we have your back. We offer flexible, budget-friendly finance packages for up to 5 years regardless of your visa validity period and are open to all job categories. Our promise? Hassle-free finance with quick approval is what sets us apart. Choose Oracle Finance – Drive home your dream with ease!

  • Apply Online from Anywhere in New Zealand
  • Personalized Finance Packages with Minimum Terms & Conditions
  • 100% Online Application Process
Apply Now
Call Thimira

022 463 5578

Why Oracle Finance?

We're A One-Stop Destination for Those Who Look for NO-Nonsense Finance

Easy & Fast Application Process

Quick Response

Dedicated Customer Service

High Success Rate, Regardless of Dented Credit History

Premium Vehicles Imported ONLY from JAPAN

On-the-Spot Mechanical Breakdown Insurance + 24/7 Roadside Assistance

No Deposit Required*

Personalized Finance Packages that Suit Your Budget*

Lowest Repayments with Flexible Terms*

Financing up to 𝟓 Years Regardless of Your Visa Validity Period*

Open to Any Job Category*

Hassle-Free Finance with Quick Approval*

Terms & Conditions and Lending Credit Criteria Apply

Simplified Finance at Competitive Rates

Straightforward and Transparent Process with No Hidden Charges

At Oracle Finance, we offer quick & easy vehicle financing at competitive rates, where we work hard to make your vehicle buying experience as hassle-free as possible. We can tailor a finance package that you are completely comfortable with, one that suits your budget and your lifestyle.

At Oracle Finance we are committed to responsible lending, and whatever your current situation is, we are here to help and ensure that you make an informed decision. Helping you find the right vehicle finance package is our utmost priority while ensuring it fits within your budget and meets our lending criteria. Doesn’t matter whether you’re self-employed or working nine to five, we understand your circumstances and are here to help.

Trusted for Service Excellence

Get To Know About Us

We provide you with extra cover & protection against all odds

It is also important that we help protect you in the event the worst happens. A full range of Insurance Options is available for you to review and purchase to compliment your vehicle and loan, providing you with protection against the unexpected.

  • Competitive interest rates with flexible finance terms
  • Lowest repayments that best fit your budget
  • Full disclosure of how repayments are calculated
  • Ability to use your trade as your deposit
  • Multiple options if you don't have a deposit or trade
  • Quick and easy online application, fill from home whenever you want

Competitive Rates on All Loans

Experienced Lenders

Flexible Repayments

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Online Application Process

$00

Deposit Required

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Happy Customers

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Staff Members

Just A 4-Step Process for Hassle-Free Finance

Experience the Ease & Convenience of Simplified Finance

Visit Oracle Autos to Explore Our Vehicles

- A Subsidiary of Oracle Finance -

Hatchback

Sedan

Station Wagon

SUV

People Mover/Van

Find your perfect ride from an expansive collection of premium vehicles directly improted from Japan.

Get in touch with us

Contact Us

Call Thimira

022 463 5578

Free Consultation

0800 4 ORACLE
Company Number: 8426143
NZBN:9429050713639 | FSP1003865